Charlotte, North Carolina (NC) Personal Injury and Car Accident Lawyer
Rosensteel Fleishman, PLLC is a Charlotte, NC based law firm whose lawyers proudly serve individuals in Charlotte, Concord, Monroe, Statesville and across North Carolina who have been injured in automobile accidents, slip and falls and other personal injuries.
Over a thousand people per week come to www.charlottepersonalinjury.info and www.rflaw.net looking for help with their NC personal injury. The Lawyers and staff of Rosensteel Fleishmam, PLLC thank you and invite you to contact us with any questions onhow we can help with your NC personal injury.
 NC Car Accident Frequently Asked Questions
After an individual gets into a car accident in NC they typically have numerous questions about what to do next. Below are some of the most frequently asked questions posed to our Charlotte personal injury attorneys.
Medical Questions
1. After being in a NC auto accident should I use my health insurance?
2. Do I have to first have to get permission from the other person’s car insurance before I see a doctor?
3. Can I see a doctor even though I don’t have health insurance?
MEDICAL QUESTIONS
QUESTION ONE
After being in a NC auto accident should I use my health insurance?
ANSWER
After being injured in a NC car accident most people’s foremost concern is getting the best medical care available. Hospital emergency rooms including Carolinas Medical Center (CMC), Presbyterian, Union Regional Medical Center, North East Medical Center, and Gaston Memorial are required under federal and state law to treat individuals regardless of their ability to pay. Under most circumstances health insurance (or payment upfront) is necessary to see private physicians including general practitioners, orthopedics and neurosurgeons. This holds true even if the NC car accident wasn’t your fault (NC differs from many states that have PIP or no fault coverage). However, any payments made to the health care provider by an individual’s health insurance would come under the purview of North Carolina’s collateral source rule, which benefits the injured party The individual needs to keep in mind that their specific health insurance policy may subrogate and thus they should read thethe policy or have a Charlotte personal injury lawyer of Rosensteel Fleishman review it. As such, while it is always the individual’s decision our Charlotte personal injury attorneys counsel our clients to use their health insurance after being involved in a NC auto accident.
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QUESTION TWO
Do I have to first have to get permission from the other person’s car insurance before I see a doctor?
ANSWER
No. In fact, if after being involved in a NC car accident the insurance adjuster tells you that you are not allowed to treat with a doctor they have violated North Carolina’s General Statutes. Under the law individuals are not limited in scope or scale regarding their medical treatment. Our Charlotte personal injury attorneys view your case as a team effort. We ask our clients to take whatever steps are necessary to take care of themselves medically and we will take care of them legally.
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QUESTION THREE
Can I see a doctor even though I don’t have health insurance?
ANSWER
Yes. There are ways to see a doctor without money upfront or health insurance. For example, Charlotte hospital emergency rooms are required under federal and state law to treat individuals regardless of their ability to pay. Further, because of our reputation, history and commitment to the well being of our clients many doctors including general practitioners, orthopedics and chiropractors in and around Charlotte will see our personal injury clients when we refer them even without health insurance.
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Call (704) 714-1450 to make an appointment to speak with a Charlotte, NC personal injury attorney, or stop by the office during regular business hours. We understand that the last thing you need to do at this time is miss a doctor's appointment or more time from work. We will schedule an appointment that meets your needs.
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